Payment Processor

I would like to add a "credit card" to pay for my site, how can I do this without using a payment processor?
Basically, I want to add an option to pay by credit card on my site. It will be a web-based composition if you Please keep in mind. Should I open a business account with my local bank, I am a script "web" to add to my site so when my customers pay, money from "credit card" in my own "business" with my bank? If I am wrong, can we tell me the appropriate measures to be taken? I do not want to use any existing payment processor like PayPal or AlertPay. Price Thank you, Jeremy
I think Google is a web script for this, to be linked to your bank account for him.
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