Pos Credit Card
My credit score is 694 and I'm 18. Is it bad good / / medium term? How can I improve?
According to my Equifax score is 694. Neg factors include my first account was opened 7 months ago, I only have 1 debt credit card and I have 100% of my credit card (not really, is fully paid and probably said that because the debt left turn for 3 months before paying Fullly) Credit Application and 8 times over the last 12 months (I was trying to buy a car). Pos factors include I never missed a payment, it was reported my credit limit, and not loans. I think buying an apartment for $ 60,000 in 8 months and wants to make sure I'm going to get approval A loan of $ 10,000 after falling down. What I increase my score and make sure I get this loan in the future? Should I buy another credit card for students as having only 1 credit card appears as a factor neg in my credit report? However, if I do then I want extra credit in my last report and my credit card is only 8 months … Hmm …
if you do not already bought the first car to buy the first floor, because once you buy the car in their low credit score and banks are reluctant to lend money to buy a house because it is very important that debt should not be the largest single debt you owe. Also try not to apply for credit or allow creditors to make hits on your credit, it also lowers your score. 694 is good, but about 720 will interest best and lowest. Good Luck
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